Our services
Regulatory Compliance and Risk Management Services
We support insurers and banks with actuarial valuations, risk assessments, and compliance with evolving industry standards, ensuring resilience and strategic clarity.
- Regulatory Compliance and Financial Reporting:
- Compliance Framework Implementation:
- Develop and implement frameworks to meet regulatory standards such as Solvency II, Basel III, IFRS17, and IFRS9.
- Support with regulatory reporting, including ORSA, ICAAP, and financial statements, ensuring alignment with evolving legal and regulatory requirements.
- IFRS and ESG Disclosures:
- Provide guidance on transitioning to IFRS 9 for financial instrument classification, impairment, and hedging, as well as IFRS 17 for insurance contract measurement and reporting.
- Assist in integrating ESG disclosures into financial reporting to meet stakeholder and regulatory expectations.
- Compliance Framework Implementation:
- Risk and Capital Management:
- Solvency and Capital Optimization:
- Optimize solvency and capital strategies by analyzing risk exposures and aligning liabilities with available assets to meet regulatory capital requirements.
- Advise on reinsurance strategies, portfolio diversification, and asset-liability matching to strengthen financial resilience.
- Stress Testing and Risk Mitigation:
- Conduct stress testing and scenario analysis to evaluate the impact of adverse conditions on solvency, IFRS 9 impairment models, and risk metrics.
- Recommend strategies to mitigate risks associated with emerging challenges such as climate change, cyber threats, and operational disruptions.
- Solvency and Capital Optimization:
Tax and Legal Services
We provide expert legal advisory services for tax optimization, corporate structuring, and governance, ensuring compliance with local and international laws. Our compliance services address adherence to corporate laws, tax regulations, and frameworks like the Digital Operational Resilience Act (DORA), helping organizations minimize legal risks and meet emerging requirements effectively.
- Tax Advisory and Structuring:
- Tax Optimization and Compliance:
- Provide guidance on optimizing corporate tax structures, ensuring alignment with local and international tax laws (e.g., transfer pricing, VAT, and withholding taxes).
- Assist with tax filings, reporting, and addressing tax authority inquiries or audits to ensure compliance.
- Cross-Border Tax Solutions:
- Advise on tax implications of cross-border operations, such as permanent establishment rules, indirect taxes, and international tax treaties.
- Support in transfer pricing documentation, ensuring compliance with OECD guidelines and local regulations.
- Tax Optimization and Compliance:
- Corporate Legal Compliance:
- Corporate Structuring and Governance:
- Advise on corporate structuring, including incorporation, mergers, acquisitions, and restructurings, with a focus on legal and tax efficiency.
- Support corporate governance, including board structure, shareholder agreements, and regulatory filings.
- Legal Risk and Compliance Management:
- Provide expertise in managing disputes with tax authorities and addressing penalties or audits effectively.
- Ensure compliance with evolving frameworks like DORA, aligning operational resilience with regulatory expectations.
- Corporate Structuring and Governance:
IT and Transformation Services
We provide specialized IT and transformation services tailored to the banking and insurance industries, focusing on implementing robust technology solutions for supervisory reporting, portfolio management, and data migration. Additionally, we ensure compliance with operational resilience frameworks like DORA and strengthen cybersecurity to protect against emerging threats. By aligning IT systems with business goals, we help organizations optimize efficiency and ensure regulatory compliance.
- System Integration and Technology Solutions:
- Supervisory Reporting Systems (DPM and XBRL):
- Implement and integrate tools for supervisory reporting, including frameworks like Data Point Models (DPM) and XBRL taxonomy, ensuring compliance with regulatory requirements.
- Streamline reporting processes by automating data extraction, validation, and submission workflows for accurate and timely regulatory filings.
- Portfolio Accounting Systems and Data Migration:
- Support the implementation or upgrade of portfolio accounting systems, ensuring seamless integration with existing IT infrastructure and alignment with business needs.
- Manage complex data migrations, ensuring data accuracy, consistency, and security during system transitions or upgrades.
- Supervisory Reporting Systems (DPM and XBRL):
- Regulatory Resilience and Cybersecurity:
- Compliance with Regulatory Frameworks:
- Develop and implement IT strategies to comply with regulations like the Digital Operational Resilience Act (DORA), ensuring robust systems capable of handling disruptions.
- Align IT policies and practices with regulatory updates, including data security and operational continuity requirements.
- Cybersecurity Enhancements:
- Establish comprehensive cybersecurity protocols to protect against data breaches, ransomware, and phishing attacks.
- Conduct regular IT resilience assessments and provide solutions to secure sensitive data while meeting regulatory expectations like DORA and GDPR.
- Compliance with Regulatory Frameworks: